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Account Terms for Commercial Banking

The General Terms and Conditions are terms governing your account(s) held with us. You are advised to read this together with the Service Terms, which are terms and information relating to certain products and services to which you may have subscribed with us.

The General Terms and Conditions are made up of:

(1) The Master Services Agreement (including the Confidentiality and Regulatory Annex) – this document is applicable to your accounts and overall banking relationship with HSBC. If you already have an account with HSBC, either in Macau or elsewhere, you may have already seen this document. If this is the first time you are opening an account with HSBC, please read this document carefully.

(2) The Macau Country Conditions – these conditions amend and/or supplement the Relationship Documents (as defined in the Master Services Agreement) for your accounts in Macau only. Please read these conditions carefully whenever you open an account with HSBC in Macau.

(3) The E-Channels Security Measures – this document is applicable to you if you are subscribing for an HSBCnet profile, whether in Macau or elsewhere. If you already have an HSBCnet profile, whether in Macau or elsewhere, you would have seen this document.

Master Service Agreement (PDF, 132KB)

Macau Country Conditions (PDF, 158KB)

E-Channels Security Measures (PDF, 316KB)

Service Terms and Conditions (PDF, 1.56MB)

Service Terms for Commercial Banking

These are terms and information relating to certain account products and services to which you may have subscribed with HSBC in Macau. If the General Terms and Conditions apply to you, this schedule will form a part of the General Terms and Conditions and both documents should be read together.

Banking Account